In order to provide the highest comfort level for our clients, Avalon Financial Corp. was the first company in the industry to be licensed and bonded in the State of Ohio. In fact, Avalon assisted the State in writing the regulations that are currently in place.

We allow you to choose one of our commonly used schedules or create a schedule that best fits your needs. Once you have enrolled in the program, we send you a welcome package confirming your information and providing you with our contact information. We also follow up with a welcome call to ensure that you have a complete understanding of the program and all of your questions are answered. We then automatically debit your account based on the schedule you have chosen.

Your funds are held in the “Trust in Benefit of the Clients” account at a federally regulated financial institution. For additional security, your funds are protected under Regulation “E” of the Federal Reserve. Under Regulation “E” consumer funds are protected against loss and fraud for a period of sixty days from the ACH effective date. This GUARANTEES the protection of your money.

Once we have received funds equivalent to your monthly payment, we issue the payment to your lender. These payments are guaranteed to be issued on time every time. Any additional funds received over the monthly payment amount will be issued to the lender with instructions to be applied to “PRINCIPAL ONLY”. Our program is not magic but a streamlined process that is designed to assist you in making extra payments to the principal balance of your loan on a consistent basis. As a comparison, fewer than 3% of people will consistently make these “extra” payments on their own.

You will enjoy the convenience of having payments drafted automatically from your bank account. In addition, payments are timed to coincide with payroll deposits for easier budgeting.